Business Lending 

Our experience and access to a wide range of lenders means we can provide finance for both the usual and unusual needs of a business customer. The categories listed below are just some of the examples we can assist with your business needs. It is by no means exhaustive, so please feel free to call us with any business scenario.

 

Franchise Funding 

Franchise funding is exactly what the name suggests; it is where lenders fund people who are opening a franchise. Lenders are likely to franchise finance because they have proven that their business model works as opposed to new start-up businesses. 

 

Trade Finance (Inventory Lending) 

If the business has bought stock from overseas, it can be some time before the finished goods are sold. With trade finance, the lender gives a percentage of the money against the stock that has been purchased. 

 

Lines of Credit (Overdraft) 

This is where a lender gives you a limit of how much you can borrow. You can draw down as little or as much as you need up to that limit for business purposes.

 

Asset & Equipment Finance (also known as Leasing) 

Many businesses choose this type of finance as it protects the cash flow of the business. 100% finance is usually available with tax deductions being available to the borrower.  

Self Managed Super Fund (SMSF) Loans  

Lenders are now offering commercial loans against SMSF for investment purposes. Three parties - accountant, financial planner and lender - need to be involved when arranging finance of this nature. 

Business Loans

Buying a business? We have a range of business loans to suit small and medium sized businesses. These loans are for business purposes only and the cost associated with these loans can be tax deductible. 

 

EFTPOS Funding

Is an innovative new way of providing business cashflow finance and is not available through banks. How would you like to get cashflow now for future receiveables on your EFTPOS Terminal. 

 

Invoice Factoring/Discounting

Invoice Factoring/Discounting is a form of business cash flow financing that allows a business to release the cash owed to it on unpaid invoices/accounts.

 

Industry Loans

Some lenders have loans tailored for specific industries. They include:

  • Accountants
  • Financial Planners
  • Pharmacies
  • Agribusiness
  • Childcare

 

Why Use a Finance Consultant/Mortgage Broker

Because finance consultants have an understanding of the loan process and the criteria used by Lenders in evaluating borrowers we are able to make sure your loan application is completed quickly, correctly and that you get a loan which is right for you.

 

Call us on 1300 788 371, we're here to help you!